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Pros & cons of Stellar gambling + where to start

Gambling with Stellar (XLM) can be exciting, but it's essential to know the pros and cons. In that light, I'll cover the top casinos that accept Stellar, quick reviews of the best sites, no deposit bonuses, and key features to look for in Stellar gambling sites. Plus, you’ll also learn how to withdraw your XLM winnings from an online casino.

Aleksa RadulovicVerified
Reviewed by
Aleksa Radulovic
Checked by
Jelena.
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Most cryptos
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BC.Game Logo

Reviewed by: Ramona Depares

Cryptos accepted
Bitcoin
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Dogecoin
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Ethereum
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cloudbet logo

Reviewed by: Irina Koprivica

Cryptos accepted
Bitcoin
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Ethereum
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Best Stellar gambling sites: Quick reviews

Truth be told, XLM isn't as popular as some other cryptocurrencies (BTC, USDT, BNB, USDC) in gambling, but the platforms that do accept XLM are some of the biggest and best. Here are quick reviews of two standout sites: BC.Game and Cloudbet.

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Most cryptos
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BC.Game Logo

Reviewed by: Ramona Depares

Cryptos accepted
Bitcoin
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Ethereum
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Litecoin
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Ripple
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360% up to $100,000 + 400 FS

Welcome bonus

None

Minimum deposit

45min

Payout time

40x

Wagering

BC.Game is my top choice, and it’s easy to see why I find it to be the best Stellar gambling site. The platform is accessible from most EU countries, UK, NZ, and Canada. It also offers a four-part welcome package that can go up to $100,000 (or XLM equivalent). To claim the first deposit bonus, which is a 180% match, you only need to deposit a minimum of 30.923 XLM.

One of the standout features of BC.Game is a massive selection of over 10,000 games, including live dealer options like Stellar blackjack. Also, there are more than 30 in-house, provably fair games that you won’t find anywhere else. We’re talking Video Poker, Plinko, Ultimate Dice, and many more here.

As for the security, BC.Game casino uses the latest 128-bit SSL encryption technology to safeguard your data. Plus, this casino allows you to set up a two-factor authentication - you can do this in the security section.

But, the thing that made the strongest impression on me at BC.Game is the Quest feature. Here, you can complete daily and weekly quests and get some nice rewards (I haven’t seen this in any other XLM casino). My daily quests at the time of writing are winning three rounds of Roulette Multiplier or three rounds in Wheel. I can also go for ‘’Just wager on’’ and bet $100 to get my bonus money.

360% up to $100,000 + 400 FS
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cloudbet logo

Reviewed by: Irina Koprivica

Cryptos accepted
Bitcoin
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Dogecoin
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Ethereum
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Litecoin
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Ripple
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100% up to $2,500 + 200 FS

Welcome bonus

None

Minimum deposit

24h

Payout time

0x

Wagering

I was quite impressed with Cloudbet, another solid choice and a top Stellar gambling site for USA players (and quite frankly the go-to for anyone looking for a casino to play at with smaller coins like TRX). One of my favorite features is the Marketplace, where you can use loyalty points to buy free spins, customize your bonuses, and more. It’s an awesome addition that I wish more casinos would adopt, and it’s not limited to US folks only; it’s actually accessible for UK, NZ, and CA players as well.

Apart from being able to customize my own bonus, Cloudbet also offers a solid welcome bonus where newcomers can get up to $2,500 (or XLM equivalent). The minimum deposit for this bonus is set at 100 XLM, and the more you deposit, the more you’ll get in bonus funds, up to 100%.

Cloudbet casino features over 3,400 games, and that’s a sweet spot for gamers looking to mix diversity with quality. I really loved spinning the reels of Stellar slot games, especially if they’re offering jackpots. I found over 52 titles here, and the best part is how Cloudbet indicates the main feature of each game, ‘’Bonus Rounds’’ in this case.

As for the security and withdrawals, Cloudbet is among the safest casinos out there. The site uses SSL encryption technology for data protection and Provably Fair game outcome calculation methods. Plus, I loved the choice to set up two-factor authentication in the security section at my profile.

100% up to $2,500 + 200 FS

Which Stellar casino has a no deposit bonus?

Since we only reviewed BC.Game and Cloudbet, the only casino with the no deposit bonus would be BC.Game. To be precise, when you land at BC.Game casino, at the top left part of the screen, you’ll see ‘’Spin’’. Click on it, and you’ll be able to spin the Mega Wheel once for a solid reward.

There’s no need to deposit, only register an account and verify it through your email. I wasn’t that lucky so I got only a couple of bucks to play some slot games.

What's more, you can play this game no matter which coin you open your account with, be it XLM, XRP, or Bitcoin.

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How to withdraw your gambling winnings in Stellar

Withdrawing winnings from an online casino is quite simple in general, and there’s nothing complicated with XLM coin, either. To explain everything in detail, I’ll use BC.Game casino as an example, as well as my Binance account.

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Go to the withdrawal section

Like with any other online casino, you’ll need to go to the withdrawal section to transfer money to your personal account. On BC.Game, you have to navigate to the top-right part of the page and click on your profile icon, then click on “Withdraw”.

When you land on the withdrawal page, you’ll see that there are a couple of fields where you have to enter certain info and details.

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Choose XLM coin and network

Simply choose the XLM coin as your currency, select the Stellar network as the fee is 0.0001 XLM. If you go with the BEP20, the fee would be 1.180586 XLM, which is not that much but is certainly higher than the Stellar network fee.

The difference between these two networks is also noticeable in the process of withdrawing. For the Stellar network, you have to use the memo as well. This means that you’ll have to enter a specific code (memo) when withdrawing - it’s nothing complicated, though.

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Input correct address and memo

For this part, you’ll have to use your XLM address from your wallet, and the memo given by the platform (Binance in this case). Simply navigate to your wallet and select ‘’deposit’’ as you’ll be transferring the money to your wallet.

Simply copy the address and the memo into the ‘’Withdrawal Address’’ and ‘’Memo’’ fields back at BC.Game withdrawal page. Choose the amount you want to withdraw and click on ‘’Confirm’’.

After that, you’ll get your money in no time. Note that BC.Game takes from 1 to 6 hours to check your withdrawal request and process it. That’s the only waiting time you’ll have to do as XLM transactions, like BTC or DOT, are pretty much instant.

What to look for in Stellar gambling sites

When I'm getting onboard with Stellar gambling sites, I always check for a few key factors to ensure a smooth and enjoyable experience.

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Regulation and license

The first thing I always check with any altcoin casino like XLM, Dash, or even, yes, BTC sites, is the license. I always like to play it safe when it comes to gambling, no risks at all. That’s why casinos with the Curacao gaming license are my go-to destinations.

I won’t run from MGA and UKGC-licensed casinos either, but when I see that the casino is regulated by the Isle of Men license, something’s fishy about that - so I always stay away from them. Luckily, both BC.Game and Cloudbet have the Curacao license and that’s enough for me to start gambling there.

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Reputation and trust

Stellar XLM is known for its reliability and fast transactions due to the Stellar network. Lumens stand out for their low trading fees and are used as an intermediary currency by professional traders. Despite concerns about centralization, there have been no reports of fraud or technical issues from the Stellar Development Foundation.

The same goes with the casinos where gambling with XLM is available. I always check for their reputation online, see user reviews, and check their rating on popular rating sites like Trustpilot.

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Payout and withdrawal speeds

Stellar casinos typically offer fast withdrawal processes (1 to 3 hours). This speed is facilitated by Stellar's efficient blockchain technology, and the only reason why the waiting time takes up to 3 hours is because the casino is taking its time to check your withdrawal request.

As we already said, BC.Game takes around 1 hour to process your withdrawal. On Cloudbet, withdrawing takes a bit longer, typically around 2 hours.

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Security

Transactions in Stellar Lumens at reputable casinos are conducted securely through the Stellar network. So, there’s no reason to worry about that. But, I always check how the casino handles the security of my data.

That’s why I always look for SSL encryption technology and a possibility to set up a 2FA (two-factor authentication) on my account. This gives me peace of mind when gambling.

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Provably fair Stellar games

Gaming is definitely one of the most important things when, well, gaming with Stellar. In that light, I always check what’s the technology behind game outcomes at a certain casino. A green flag is seeing the Provably Fair method of calculating game outcomes.

Both Cloudbet and BC.Game have this method installed, and it’s enough for me to know that everything’s based on chance. The casino is not ‘’taking’’ my money with unfair games and rigged outcomes.

Pros & cons of online Stellar gambling

Knowing exactly what the strengths and drawbacks of Stellar gambling are can mean a lot if you decide to use this coin.

From my experience, Stellar gambling is worth it for a couple of reasons.

Pros
Cons
Fast transactions: Transactions in Stellar network take a couple seconds only
Value: The market value of XLM coin can change from day to day
High-grade security: With the Stellar Consensus Protocol, I know my transactions are safe
Traceable transactions: Stellar requires memo for making transactions which means I can track it down and get my money back if something goes sideways
Availability: Stellar coin is not available at many online casinos
Aleksa Radulovic
Author: Aleksa Radulovic
Updated March 05, 2025

As an iGaming writer, I'm the guy you turn to when you need something researched and put on paper with a clear tone in an easy-to-read manner. I hold a law school degree from the University of Belgrade, Serbia, so I embraced the opportunity to merge my law instincts with the crypto-gambling sector.

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